Welcome to RK Study Circle
We specialize in coaching for JAIIB, CAIIB & UGC NET(Commerce and Management) with expert faculty, comprehensive materials, and proven results.
JAIIB&CAIIB
JAIIB (Junior Associate of Indian Institute of Bankers) is a certification program offered by the Indian Institute of Banking and Finance (IIBF), designed for banking professionals who are relatively new to the industry. The program focuses on building foundational knowledge in core banking concepts, financial regulations, and banking operations.
CAIIB (Certified Associate of Indian Institute of Bankers) is a professional certification offered by the Indian Institute of Banking and Finance (IIBF) to individuals working in the banking and financial sector. The certification is designed to enhance the knowledge and skills of bankers, enabling them to handle complex banking operations, financial management, and risk-related tasks effectively.
UGC NET
(Commerce and Management)
The National Testing Agency (NTA) has been entrusted by the University Grants Commission (UGC) with the task of conducting UGC-NET, which is a Test to determine the eligibility of Indian nationals for ‘Assistant Professor’ as well as ‘Junior Research Fellowship and Assistant Professor’ in Indian Universities and Colleges.The UGC-NET is being conducted by the National Testing Agency (NTA) in Computer Based Test (CBT) mode w.e.f. December 2018 onwards
Commerce is a subject focused on business, finance, trade, and economics.
Management is focused on leadership, administration, and strategic planning in business organizations.

JAIIB&CAIIB Course Syllabus
JAIIB Course Syllabus
What is JAIIB?
The Junior Associate of Indian Institute of Bankers (JAIIB) certification examination is designed to decorate the understanding and competencies of banking experts. The syllabus specialises in critical banking ideas, accounting, and regulatory elements. Below is a detailed breakdown of the JAIIB syllabus:
According to the updates from IIBF, the JAIIB syllabus for 2025 now consists of 4 mandatory subjects that every candidate must study. It’s crucial for aspirants to gain a comprehensive understanding of these topics to ensure complete preparation for the exam
JAIIB Syllabus:
Paper 1: Indian Economy and Indian Financial System (IE & IFS)
Paper 2: Principles and Practices of Banking (PPB)
Paper 3: Accounting and Financial Management for Bankers (AFM)
Paper 4: Retail Banking and Wealth Management (RBWM)
Click the link below to access the full syllabus.
CAIIB Course Syllabus
What is CAIIB?
CAIIB (Certified Associate of Indian Institute of Bankers) is a professional certification offered by the Indian Institute of Banking and Finance (IIBF) to individuals working in the banking and financial sector. The certification is designed to enhance the knowledge and skills of bankers, enabling them to handle complex banking operations, financial management, and risk-related tasks effectively.
The CAIIB (Certified Associate of Indian Institute of Bankers) exam consists of 4 compulsory subjects and 5 elective Papers.
CAIIB Syllabus:
CAIIB Compulsory Subjects:
Paper 1: Advanced Bank Management(ABM)
Paper 2: Bank Financial Management(BFM)
Paper 3: Advanced Business and Financial Management (ABFM)
Paper 4: Banking Regulations and Business Laws (BRBL)
CAIIB Elective Subjects:
- Rural Banking
- Human Resources
- Management
- Risk Management
- Central Banking
- Information Technology and Digital Banking
Click the link below to access the full syllabus.
Defference Between JAIIBand CAIIB
Level of Certification:
JAIIB: This is an entry-level certification designed for bank employees, especially for those who are relatively new to the banking industry or have less experience. It covers basic banking knowledge.
CAIIB: This is an advanced-level certification meant for experienced bankers who have already completed JAIIB or have sufficient work experience in the banking field. It builds on the knowledge gained from JAIIB and focuses on more complex banking concepts.
Purpose:
JAIIB: Aims to provide foundational knowledge of banking operations, basic financial principles, and other core banking functions. It is a stepping stone for those starting their banking career.
CAIIB: Focuses on enhancing the skills of bankers in advanced areas such as banking management, financial management, risk management, and specialized banking functions. It’s designed to prepare professionals for higher-level roles
Eligibility:
JAIIB: Typically, anyone working in the banking sector with basic knowledge of banking operations can appear for JAIIB. It’s meant for professionals with less experience.
CAIIB: To appear for CAIIB, candidates must have completed JAIIB or have sufficient work experience in banking (usually 2–3 years). It’s aimed at more experienced professionals.
Career Impact:
JAIIB: Helps in improving the understanding of basic banking concepts and paves the way for career progression in the banking sector.
CAIIB: Offers enhanced career opportunities, as it provides deeper insights into management, finance, and specialized banking areas. It often helps bankers move into leadership and senior management positions.
UGC NET Commerce and Management Syllabus
UGC NET Commerce
Commerce is a subject focused on business, finance, trade, and economics. The UGC NET Commerce exam covers topics such as:
Unit 1: Business Environment and International Business
Unit 2: Accounting and Auditing
Unit 3: Business Economics
Unit 4: Business Finance
Unit 5: Business Statistics and Research Methods
Unit 6: Business Management and Human Resource Management
Unit 7: Banking and Financial Institutions
Unit 8: Marketing Management
Unit 9: Legal Aspects of Business
Unit 10: Income-tax and Corporate Tax Planning
Click the link below to access the full syllabus.
UGC NET Management
Management is focused on leadership, administration, and strategic planning in business organizations. The UGC NET Management syllabus consists of a total of 10 comprehensive units, each covering key topics in management. To view the detailed syllabus, click the link below to access the full document.
Click the link below to access the full syllabus.

Advance Your Career with Expert Training for JAIIB, CAIIB & UGC NET
Unlock Your Potential and Advance Your Career

At RK Study Circle, under the expert guidance of our owner and lead instructor, Mr.B Rajkumar, you can build relevant skills for excelling in JAIIB, CAIIB & UGC NET (Commerce and Management). His in-depth knowledge and proven teaching methods ensure comprehensive learning and exam success.
We provide guidance at each step, to ensure you reach your career milestones successfully. Not just learning – RK Study Circle prepares students for a brighter future! Join thousands of successful candidates who’ve achieved their goals with us and learn from seasoned professionals with years of banking industry experience.
Learn from professional trainer Rajkumar, the owner of RK Study Circle, with years of teaching experience.
He specializes in coaching for JAIIB, CAIIB & UGC NET (Commerce and Management).
His personalized teaching approach ensures in-depth understanding and exam readiness.
Rajkumar’s expert guidance has helped numerous students succeed in their exams.
Join RK Study Circle today and take the right step toward achieving your career goals!
We offer expert coaching for JAIIB, CAIIB & UGC NET (Commerce & Management) through both online and offline classes, ensuring comprehensive exam preparation
JAIIB Course Fee
Online/Offline
20,000
Bank Holidays Consideration
Paper1:(IE & IFS)
Paper2: (PPB)
Paper3: (AFM)
Paper4: (RBWM)
CAIIB Course Fee
Online/Offline
25,000
Bank Holidays Consideration
Paper1: (ABM)
Paper2: (BFM)
Paper3:(ABFM)
Paper4: (BRBL)
UGC NET Fee
Online/Offline
30,000
Duration 3 Months
UGC NET Commerce(Full Syllabus)
UGC NET Management(Full Syllabus)